Insurance Course for Level 3–5 Autonomous Vehicles
Online 300-hour course in insurance for Level 3–5 autonomous vehicles. 6 modules covering SAE J3016 (levels of driving automation), UN Regulation No. 157 (Automated Lane Keeping Systems, ALKS) and CARLA (driving simulator). Assigned tutor and open enrolment.
Take the controls.
Run a real engineering trade-off from this field. Move the sliders, watch the model react in real time and beat the challenge.
What you will be able to do
Distinguish Levels 3, 4 and 5 of automation and their implications for risk.
Interpret the applicable regulatory framework for type approval and liability.
Analyse how accident frequency changes with automated driving.
Design cover that combines third-party liability and product liability.
Use vehicle data as evidence in determining causes.
Plan recovery actions against manufacturers and suppliers.
Propose an insurance product adapted to an automated driving service.
Who it's for
- Autonomous vehicle insurance specialist who wants to specialise in Insurance for Level 3–5 Autonomous Vehicles.
- Motor insurance product developer who wants to specialise in Insurance for Level 3–5 Autonomous Vehicles.
- Mobility risk actuary who wants to specialise in Insurance for Level 3–5 Autonomous Vehicles.
- Product liability analyst who wants to specialise in Insurance for Level 3–5 Autonomous Vehicles.
- Accident loss adjuster for vehicles with assistance systems who wants to specialise in Insurance for Level 3–5 Autonomous Vehicles.
- Mobility regulation consultant who wants to specialise in Insurance for Level 3–5 Autonomous Vehicles.
- Engineering or science graduates seeking to join insurance companies.
What you'll work with
- SAE J3016 (levels of driving automation)
- UN Regulation No. 157 (Automated Lane Keeping Systems, ALKS)
- Implementing Regulation (EU) 2022/1426 (automated driving systems)
- Regulation (EU) 2019/2144 (general safety of vehicles)
- Directive 2009/103/EC (motor vehicle insurance)
- Directive (EU) 2024/2853 (liability for defective products)
- Royal Legislative Decree 8/2004 (LRCSCVM)
- UN Regulation No. 155 (vehicle cybersecurity)
6 modules · 300 h
1.1Definition of automation levels1.2Driver responsibility at each level1.3Operational design domain and its limits1.4Takeover request and response time1.5Minimal risk manoeuvre1.6Practical differences between levels1.7Field vocabulary and acronyms1.8Status of commercial deployment1.9User expectations and confusion1.10Exercise: classify real systems by level
2.1Type approval of automated systems2.2Driving system requirements2.3Data recorder requirements2.4Cybersecurity and software updates2.5Authorisation of automated services2.6Information obligations to the user2.7Compulsory insurance and its scope2.8Complementary national regulations2.9Expected developments2.10Practical: regulatory map of a model
3.1Accident scenarios specific to each level3.2Transfer of control and its risk3.3Driver overtrust3.4System failure and degradation3.5Interaction with other road users3.6Adverse environmental conditions3.7Sensor repair costs3.8Available evidence on safety3.9Accumulation from common defects3.10Practical: analysis of an accident scenario
4.1Cover specific to each level4.2Allocation of liability in the policy wording4.3Software failure cover4.4Associated cyber cover4.5Vehicle update requirements4.6Policyholder obligations4.7Exclusions and their justification4.8Clear pre-contractual information4.9Pricing and segmentation4.10Practical: designing a product per level
5.1Determining the active driving mode5.2Access to vehicle data5.3Specialist loss adjusting5.4Accident reconstruction5.5Recovery against the manufacturer5.6Agreements between insurers and manufacturers5.7Handling third-party claims5.8Litigation and its cost5.9Training of loss adjusters and claims handlers5.10Practical: claims handling protocol
6.1Choice of model and level6.2Regulatory and liability map6.3Accident scenario analysis6.4Product and policy wording design6.5Loss adjusting and recovery protocol6.6Training plan6.7Monitoring indicators6.8Product review plan6.9Project report6.10Project defence
How you'll learn
100% online training on the SEIUM campus, with downloadable material, recorded classes and an assigned technical tutor. No fixed timetables: students progress at their own pace within the intake period, which makes it possible to combine the programme with work.
Each module combines theory, guided reading of the original standard and applied exercises. The working software is CARLA (driving simulator), Python (pandas), R, MATLAB, Power BI, in free, academic or evaluation versions. Tests are studied using real data-analysis procedures for automated driving event data recorders, simulation of autonomous vehicle accident scenarios, and cases of liability allocation between driver and manufacturer. Assessment is continuous across modules plus the final integrating project.
Build it end to end
Your final project follows the real engineering workflow, step by step, reviewed by your tutor.
Distinguish Levels 3, 4 and 5 of automation and their implications for risk.
Interpret the applicable regulatory framework for type approval and liability.
Analyse how accident frequency changes with automated driving.
Design cover that combines third-party liability and product liability.
Use vehicle data as evidence in determining causes.
Where this takes you
Requirements
- No prior degree is required.
- Internet connection and a computer capable of running the programme's software.
- Sufficient command of Spanish to follow technical regulatory texts.
Ready to start?
Send your application today. Our admissions team replies within 72 hours with your study plan and funding options.
Frequently asked questions
The programme totals 300 hours spread over 3 to 5 months. That is between 10 and 15 hours per week on average, compatible with a full-time job.
You work with CARLA (driving simulator), Python (pandas), R, MATLAB and Power BI. Free, academic or evaluation versions are used, and the tutor indicates the free alternative when one exists.
A SEIUM diploma upon passing the continuous assessment and the integrating project. It is in-house training, not an official Ministry qualification.
Yes. Modules passed in a course or Postgraduate Diploma in the same area are credited towards the advanced programme. Please check the credit transfer policy when you enrol.
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