Micromobility Insurance Course (e-scooters, e-bikes)
Online 300-hour course in insurance for micromobility (e-scooters, e-bikes). 6 modules covering Royal Decree 970/2020 (amendment to the General Traffic Regulation, personal mobility vehicles), the DGT Manual of Characteristics of Personal Mobility Vehicles and Python (pandas). Assigned tutor and open enrolment.
Micromobility Insurance Course (e-scooters, e-bikes) — studying from India
India's insurance market is expanding, with life and general insurers, reinsurers and technology providers based in Mumbai, Delhi NCR, Chennai and Hyderabad. The Insurance Regulatory and Development Authority of India regulates the sector, and the Life Insurance Corporation of India and General Insurance Corporation of India are prominent public players. Insurers increasingly use data analytics, telematics and risk modelling, creating demand for actuarial and data professionals. Engineers and analysts in this area build pricing models, underwriting tools and risk assessment platforms for motor, property and health insurance.
Fees for India: ₹68,400 (Indian Rupee), with instalments and employer sponsorship available.
Relevant bodies in India
Typical roles
Questions from India
Is there a recognised actuarial or risk professional body in India for this area?
The main professional body for actuaries in India is the Institute of Actuaries of India (IAI), and insurers are regulated by IRDAI. SEIUM's qualifications are private and not accredited by any national body, so they do not give you IAI membership or any official status. Check the IAI's own exam and membership requirements before deciding.
Which employers in India hire for insurance, risk and actuarial data roles?
Life and general insurers, reinsurers, banks, consultancies and risk analytics teams hire for data and risk roles. Employers set their own hiring standards and decide how much weight to give a private qualification. Practical experience with data and modelling usually matters a great deal, so the course is best viewed as one part of your profile.
How is the programme delivered and how is it paid for in India?
The programme is delivered entirely online in English, so you can study from home with no student visa needed. Each student has an assigned technical tutor and completes a final project. Fees are payable in instalments, and employer sponsorship is possible, which many working professionals use to manage cost alongside their job.
Take the controls.
Run a real engineering trade-off from this field. Move the sliders, watch the model react in real time and beat the challenge.
What you will be able to do
Describe micromobility vehicles and their usage patterns.
Apply the regulatory framework for personal mobility vehicles and electric bicycles.
Identify specific risks for users, pedestrians and operators.
Design third-party liability, accident and theft products.
Manage claims and prevention in shared fleets.
Analyse urban accident data for pricing.
Develop a micromobility insurance product for individuals or operators.
Who it's for
- Micromobility insurance product manager looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
- Liability underwriter looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
- Scooter fleet operations manager looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
- Urban road safety analyst looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
- Personal mobility claims manager looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
- Municipal mobility officer looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
- Graduates in engineering or sciences seeking to join micromobility operators.
What you'll work with
- Royal Decree 970/2020 (amendment to the General Traffic Regulation, personal mobility vehicles)
- DGT Manual of Characteristics of Personal Mobility Vehicles
- EN 17128 (light personal electric vehicles)
- EN 15194 (electrically power-assisted cycles)
- Regulation (EU) 168/2013 (type approval of L-category vehicles)
- Directive (EU) 2021/2118 (motor vehicle insurance)
6 modules · 300 h
1.1Electric scooter and electric bicycle1.2Personal mobility vehicles and their legal definition1.3Private use versus shared use1.4User profile and habits1.5Speeds, power outputs and limitations1.6Available infrastructure and its condition1.7Vocabulary and acronyms in the field1.8Growth of the fleet and its effect1.9Observed accident rates1.10Exercise: characterising use in a city
2.1Legal classification of the vehicle2.2Applicable traffic rules2.3Municipal ordinances and their diversity2.4Minimum age and helmets2.5Technical requirements of the vehicle2.6Battery and charger certification2.7Compulsory insurance: state of play2.8User liability2.9Penalty regime2.10Practice: comparing two municipal ordinances
3.1Falls and user injuries3.2Pedestrian knock-downs3.3Collisions with vehicles3.4Road surface condition and obstacles3.5Weather conditions3.6Batteries: fire during charging and use3.7Theft and vandalism3.8Poor vehicle maintenance3.9Misuse and double occupancy3.10Practice: accident analysis of a fleet
4.1User third-party liability4.2User personal accident cover4.3Own damage and theft4.4Battery cover4.5Assistance and repair4.6Product for shared fleets4.7Pay-per-use insurance and in-app activation4.8Common exclusions4.9Pricing and available data4.10Practice: product design
5.1Shared fleet maintenance5.2Vehicle inspection and withdrawal5.3Identifying the trip user5.4App data as evidence5.5Handling claims involving injury5.6Assessment of bodily injury5.7Prevention: user training5.8Collaboration with the city council5.9Accident indicators5.10Practice: claims handling protocol
6.1Choice of city and operator6.2Regulatory and risk map6.3Accident analysis6.4Insurance product design6.5Prevention and maintenance plan6.6Claims handling protocol6.7Monitoring indicators6.8Municipal collaboration proposal6.9Project report6.10Project defence
How you'll learn
Training 100% online on the SEIUM campus, with downloadable material, recorded classes and a dedicated technical tutor. No fixed timetable: students progress at their own pace within the intake, which allows them to combine it with work.
Each module combines theory, guided reading of the original standard and applied exercises. The working software is Python (pandas), QGIS, Power BI, advanced Excel, in free, academic or evaluation versions. The exercises are based on real procedures for analysing scooter accident rates in a city and designing a policy for a rental operator. Assessment is continuous across modules plus the final capstone project.
Build it end to end
Your final project follows the real engineering workflow, step by step, reviewed by your tutor.
Describe micromobility vehicles and their usage patterns.
Apply the regulatory framework for personal mobility vehicles and electric bicycles.
Identify specific risks for users, pedestrians and operators.
Design third-party liability, accident and theft products.
Manage claims and prevention in shared fleets.
Where this takes you
Requirements
- No prior degree required.
- Internet connection and a computer capable of running the programme's software.
- Sufficient Spanish to follow technical regulatory texts.
Ready to start?
Send your application today. Our admissions team replies within 72 hours with your study plan and funding options.
Frequently asked questions
The programme totals 300 hours, spread over 3 to 5 months. That is between 10 and 15 hours per week on average, compatible with a full-time job.
The course uses Python (pandas), QGIS, Power BI and advanced Excel. Free, academic or evaluation versions are used, and the tutor indicates the free alternative where one exists.
A SEIUM own diploma upon passing the continuous assessment and the capstone project. It is in-house training, not an official Ministry qualification.
Yes. Modules passed in a course or postgraduate diploma in the same area are credited towards the advanced programme. Check the credit transfer policy when you enrol.
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