CourseElectromobility, Batteries & Hydrogen Applications open

Insurance course for electric vehicles

Online course of 300 hours in electric vehicle insurance, with 6 modules covering EV risk, insurance products, pricing and underwriting, claims management, regulation and trends, with an assigned technical tutor.

Duration300 hours · 3 months
ModeOnline
LanguageEnglish
Start datesSet by the faculty
AwardSEIUM Institute certificate

Insurance course for electric vehicles — studying from India

India is actively building its electric mobility and clean energy ecosystem, supported by national schemes such as FAME and the PLI programme for advanced chemistry cell batteries. Manufacturers including Tata Motors, Mahindra & Mahindra, Ola Electric and Ather Energy are expanding electric vehicle production, while companies like Amara Raja and Exide are building battery capacity. Hydrogen initiatives such as the National Green Hydrogen Mission are driving research and pilot projects. Engineers work on battery systems, electric drivetrains, charging infrastructure and hydrogen technologies, with regulation shared among the Ministry of Heavy Industries and the Ministry of New and Renewable Energy.

Fees for India: ₹47,500 (Indian Rupee), with instalments and employer sponsorship available.

Relevant bodies in India

  • Ministry of Heavy Industries (MHI)
  • Ministry of New and Renewable Energy (MNRE)
  • Automotive Research Association of India (ARAI)
  • Bureau of Energy Efficiency (BEE)

Typical roles

  • Battery Systems Engineer
  • Electric Powertrain Engineer
  • Hydrogen Systems Engineer
  • Charging Infrastructure Engineer

Questions from India

How are battery and e-mobility engineers recognised in India?

India recognises these engineers mainly through the Automotive Research Association of India (ARAI), the Bureau of Indian Standards for product standards, and the Institution of Engineers (India). Government schemes such as FAME and PLI for batteries shape the sector but are not licences. SEIUM's qualifications are private and not accredited by a national body, so recognition depends on employers or the relevant body.

Which employers in India hire electromobility, battery and hydrogen engineers?

Employers include EV makers such as Tata Motors and Ola Electric, battery cell and pack manufacturers, charging network operators, and energy companies working on green hydrogen projects, including public sector firms like NTPC and IOCL. A private online qualification can support a move into these roles, but employers focus on hands-on experience and technical projects.

Can I study this alongside work in India, and how much time is involved?

Yes. The programme is 100% online and taught in English, so you can study from home without a student visa. Time commitment is about 300 hours for specialist courses, 800 for postgraduate diplomas and 1,900 for master's programmes. Each student has an assigned technical tutor, schedules follow IST, and fees can be paid in instalments. Check with your employer about funding.

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Learning outcomes

What you will be able to do

01

Analyse the differences in risk between electric and combustion vehicles.

02

Design insurance cover specific to electric vehicles.

03

Apply actuarial and telematics models to pricing.

04

Manage claims involving damage to high-voltage batteries.

05

Interpret the regulatory framework for motor insurance.

06

Assess the impact of automated driving on insurance.

07

Develop a complete insurance product for electric vehicles.

Profile

Who it's for

  • Non-life actuaries moving into electric vehicle insurance.
  • Electric vehicle loss adjusters and assessors.
  • Motor risk underwriters dealing with growing EV portfolios.
  • Claims handlers managing battery and high-voltage damage.
  • Insurance product developers designing cover for electric mobility.
  • Insurance intermediaries advising clients with electric vehicles.
  • Engineering or science graduates looking to join insurance companies.
Standards & tools

What you'll work with

  • Royal Legislative Decree 8/2004 (Spanish motor civil liability and insurance law)
  • Directive 2009/103/EC (Motor Insurance Directive)
  • Directive (EU) 2016/97 (IDD, Insurance Distribution Directive)
  • Directive 2009/138/EC (Solvency II)
  • Law 50/1980 (Spanish Insurance Contract Act)
  • Law 20/2015 (LOSSEAR, supervision and solvency of insurers)
  • ISO 17840-1 (rescue sheets for emergency response)
  • Regulation (EU) 2023/2854 (Data Act)
  • WTW Emblem
  • Audatex
  • GT Motive
  • R
  • Python (scikit-learn)
Syllabus

6 modules

  1. 1.1Claims experience compared with combustion vehicles
  2. 1.2Repair costs and parts prices
  3. 1.3The traction battery as a critical component
  4. 1.4ADAS systems and calibration costs
  5. 1.5Vehicle fires: data and perception
  6. 1.6Vehicle theft and cyber risks
  7. 1.7Profile of electric vehicle drivers
  8. 1.8Industry data sources and statistics
  9. 1.9Charging-related risks
  10. 1.10Workshop: claims frequency and severity
  1. 2.1Compulsory insurance and voluntary cover
  2. 2.2Battery-specific cover
  3. 2.3Roadside assistance for electric vehicles
  4. 2.4Cover for the home charging point
  5. 2.5Pay-per-use insurance
  6. 2.6Electric fleet insurance
  7. 2.7Warranties and extended warranties
  8. 2.8Common exclusions and limitations
  9. 2.9Products for personal mobility vehicles
  10. 2.10Practical exercise: designing a product for electric vehicles
  1. 3.1EV-specific rating variables
  2. 3.2Generalised linear models in pricing
  3. 3.3Telematics and pay-how-you-drive
  4. 3.4Machine learning in pricing
  5. 3.5Risk selection and acceptance
  6. 3.6Valuation of the battery in the policy
  7. 3.7Reinsurance programmes
  8. 3.8Solvency II and capital requirements
  9. 3.9Technical profitability of the line of business
  10. 3.10Lab: generalised linear frequency model
  1. 4.1Loss assessment of electric vehicles
  2. 4.2Battery diagnosis after an accident
  3. 4.3Deciding whether to repair or replace the battery
  4. 4.4Total loss criteria
  5. 4.5Certified repairer networks
  6. 4.6High-voltage safety in the workshop
  7. 4.7Storage of damaged vehicles
  8. 4.8Recovery and subrogation
  9. 4.9Fraud detection
  10. 4.10Case study: loss assessment of battery damage
  1. 5.1Civil liability and motor insurance law
  2. 5.2Motor Insurance Directive
  3. 5.3Insurance Distribution Directive
  4. 5.4Solvency II and supervision
  5. 5.5Insurance Contract Act
  6. 5.6Automated driving and liability
  7. 5.7Access to vehicle data
  8. 5.8Sustainability in the insurance sector
  9. 5.9New insurance business models
  10. 5.10Case study: impact of automated driving
  1. 6.1Target market analysis
  2. 6.2Definition of product cover
  3. 6.3Pricing model
  4. 6.4Claims management procedure
  5. 6.5Supplier and repairer network
  6. 6.6Regulatory compliance analysis
  7. 6.7Technical profitability projection
  8. 6.8Distribution and marketing plan
  9. 6.9Report and presentation
  10. 6.10Final project: final review with the tutor
Methodology, software & labs

How you'll learn

100% online training on the SEIUM campus, with downloadable material, recorded classes and an assigned technical tutor. There are no fixed timetables: you progress at your own pace within each intake, so you can combine the programme with your job.

Each module combines theory, guided reading of the original regulations and applied exercises. The working software is WTW Emblem, Audatex, GT Motive, R and Python (scikit-learn), in free, academic or evaluation versions. Real procedures are studied: pricing with generalised linear models, loss assessment of damage to traction batteries and product design for electric fleets. Assessment is continuous by module, plus the final project.

Standards covered: Royal Legislative Decree 8/2004, Directive 2009/103/EC, Directive (EU) 2016/97 (IDD), Directive 2009/138/EC (Solvency II), Law 50/1980 on Insurance Contracts, Law 20/2015 (LOSSEAR), ISO 17840-1, Regulation (EU) 2023/2854.

Assigned technical tutor:every module ends with a deliverable that your tutor marks individually.
Standards-based learning:guided reading of Royal Legislative Decree 8/2004, Directive 2009/103/EC, the IDD and Solvency II applied to real cases, not as a theoretical annex.
Industry software:WTW Emblem, Audatex, GT Motive, R and Python (scikit-learn), in free, academic or evaluation versions.
Final project:a complete insurance product for electric vehicles, from market analysis to pricing, claims and distribution, reviewed by your tutor.
Flexible format:100% online, no fixed timetables, compatible with full-time work.
Capstone project

Build it end to end

Your final project follows the real engineering workflow, step by step, reviewed by your tutor.

Claims frequency and severity
Analyse the frequency and severity of claims for electric vehicles against combustion vehicles.
Design an EV product
Define the cover, exclusions and assistance services of an insurance product for electric vehicles.
GLM frequency model
Build a generalised linear model of claims frequency to price the product.
Battery damage assessment
Assess battery damage after an accident and decide between repair, replacement or total loss.
Final project
Present a complete EV insurance product with pricing, claims procedure, compliance analysis and profitability projection, reviewed by your tutor.
Career opportunities

Where this takes you

Non-life actuaryElectric vehicle loss adjusterMotor risk underwriterClaims managerInsurance product developerInsurance intermediary
Admissions & scholarships

Requirements

  • No prior qualification is required.
  • An internet connection and a computer capable of running the programme software.
  • English sufficient to read technical standards.

Ready to start?

Send your application today. Our admissions team replies within 72 hours with your study plan and funding options.

FAQ

Frequently asked questions

The programme totals 300 hours over 3 months. You set your own pace within each intake, and your tutor helps you plan the workload around your job.

You work with WTW Emblem, Audatex, GT Motive, R and Python (scikit-learn), using free, academic or evaluation versions. Your tutor indicates the free alternative wherever one exists.

A SEIUM Institute certificate, awarded on passing the continuous assessment and the final project. It is SEIUM's own qualification, not an official state degree; its recognition depends on the programme completed and the regulations of each country.

Yes. Modules passed are recognised in a higher programme in the same area (postgraduate diploma or master's). Ask about the recognition policy when you enrol.

No prior qualification is required: you only need a computer able to run the programme software and English sufficient to read technical standards.

Start dates are set by SEIUM's faculty for each intake. Our admissions team will confirm the next available date when you apply.

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