Micromobility Insurance Course (e-scooters, e-bikes)
Online 300-hour course in insurance for micromobility (e-scooters, e-bikes). 6 modules covering Royal Decree 970/2020 (amendment to the General Traffic Regulation, personal mobility vehicles), the DGT Manual of Characteristics of Personal Mobility Vehicles and Python (pandas). Assigned tutor and open enrolment.
Micromobility Insurance Course (e-scooters, e-bikes) — studying from Malta
Insurance is one of Malta's established financial sectors, with a regulatory framework that has attracted captive insurers, reinsurers and specialist underwriters. This creates demand for professionals who can model risk, analyse claims data and support actuarial functions. Engineers with statistical skills are valued in pricing, reserving and risk management. Employers include licensed insurers, brokers, consultancies and the regulator itself, where quantitative and technical expertise is increasingly important.
Fees for Malta: €644 (Euro), with instalments and employer sponsorship available.
Relevant bodies in Malta
Typical roles
Questions from Malta
Which professional bodies in Malta relate to insurance, risk and actuarial work, and does SEIUM's qualification fit?
SEIUM Institute's qualifications are private qualifications, not official Maltese state degrees, and they are not accredited by any national body. In Malta, insurance and financial services are supervised by the Malta Financial Services Authority, and professional actuarial qualifications are set by international bodies that Maltese firms commonly follow. Whether SEIUM's training is recognised is for employers or the relevant body to decide.
What roles in Malta might this training support in insurance or risk management?
Malta has a significant insurance, reinsurance and financial services sector, and firms there employ people in risk analysis, data and modelling roles. Whether a private engineering-focused qualification counts for a given role depends on the employer's requirements and the qualifications they already expect. Reviewing current job descriptions in Malta and asking employers directly will show how your training would be viewed.
How much time does this need each week, and what language level is required?
Master's programmes total 1,900 hours, postgraduate diplomas 800 hours and specialist courses 300 hours, delivered fully online. Spread over the programme length, this suits people working full-time if they set a steady weekly schedule. Teaching is in English, so you should be comfortable reading and writing technical English. Fees can be paid in instalments, and employer sponsorship is possible.
Take the controls.
Run a real engineering trade-off from this field. Move the sliders, watch the model react in real time and beat the challenge.
What you will be able to do
Describe micromobility vehicles and their usage patterns.
Apply the regulatory framework for personal mobility vehicles and electric bicycles.
Identify specific risks for users, pedestrians and operators.
Design third-party liability, accident and theft products.
Manage claims and prevention in shared fleets.
Analyse urban accident data for pricing.
Develop a micromobility insurance product for individuals or operators.
Who it's for
- Micromobility insurance product manager looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
- Liability underwriter looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
- Scooter fleet operations manager looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
- Urban road safety analyst looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
- Personal mobility claims manager looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
- Municipal mobility officer looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
- Graduates in engineering or sciences seeking to join micromobility operators.
What you'll work with
- Royal Decree 970/2020 (amendment to the General Traffic Regulation, personal mobility vehicles)
- DGT Manual of Characteristics of Personal Mobility Vehicles
- EN 17128 (light personal electric vehicles)
- EN 15194 (electrically power-assisted cycles)
- Regulation (EU) 168/2013 (type approval of L-category vehicles)
- Directive (EU) 2021/2118 (motor vehicle insurance)
6 modules · 300 h
1.1Electric scooter and electric bicycle1.2Personal mobility vehicles and their legal definition1.3Private use versus shared use1.4User profile and habits1.5Speeds, power outputs and limitations1.6Available infrastructure and its condition1.7Vocabulary and acronyms in the field1.8Growth of the fleet and its effect1.9Observed accident rates1.10Exercise: characterising use in a city
2.1Legal classification of the vehicle2.2Applicable traffic rules2.3Municipal ordinances and their diversity2.4Minimum age and helmets2.5Technical requirements of the vehicle2.6Battery and charger certification2.7Compulsory insurance: state of play2.8User liability2.9Penalty regime2.10Practice: comparing two municipal ordinances
3.1Falls and user injuries3.2Pedestrian knock-downs3.3Collisions with vehicles3.4Road surface condition and obstacles3.5Weather conditions3.6Batteries: fire during charging and use3.7Theft and vandalism3.8Poor vehicle maintenance3.9Misuse and double occupancy3.10Practice: accident analysis of a fleet
4.1User third-party liability4.2User personal accident cover4.3Own damage and theft4.4Battery cover4.5Assistance and repair4.6Product for shared fleets4.7Pay-per-use insurance and in-app activation4.8Common exclusions4.9Pricing and available data4.10Practice: product design
5.1Shared fleet maintenance5.2Vehicle inspection and withdrawal5.3Identifying the trip user5.4App data as evidence5.5Handling claims involving injury5.6Assessment of bodily injury5.7Prevention: user training5.8Collaboration with the city council5.9Accident indicators5.10Practice: claims handling protocol
6.1Choice of city and operator6.2Regulatory and risk map6.3Accident analysis6.4Insurance product design6.5Prevention and maintenance plan6.6Claims handling protocol6.7Monitoring indicators6.8Municipal collaboration proposal6.9Project report6.10Project defence
How you'll learn
Training 100% online on the SEIUM campus, with downloadable material, recorded classes and a dedicated technical tutor. No fixed timetable: students progress at their own pace within the intake, which allows them to combine it with work.
Each module combines theory, guided reading of the original standard and applied exercises. The working software is Python (pandas), QGIS, Power BI, advanced Excel, in free, academic or evaluation versions. The exercises are based on real procedures for analysing scooter accident rates in a city and designing a policy for a rental operator. Assessment is continuous across modules plus the final capstone project.
Build it end to end
Your final project follows the real engineering workflow, step by step, reviewed by your tutor.
Describe micromobility vehicles and their usage patterns.
Apply the regulatory framework for personal mobility vehicles and electric bicycles.
Identify specific risks for users, pedestrians and operators.
Design third-party liability, accident and theft products.
Manage claims and prevention in shared fleets.
Where this takes you
Requirements
- No prior degree required.
- Internet connection and a computer capable of running the programme's software.
- Sufficient Spanish to follow technical regulatory texts.
Ready to start?
Send your application today. Our admissions team replies within 72 hours with your study plan and funding options.
Frequently asked questions
The programme totals 300 hours, spread over 3 to 5 months. That is between 10 and 15 hours per week on average, compatible with a full-time job.
The course uses Python (pandas), QGIS, Power BI and advanced Excel. Free, academic or evaluation versions are used, and the tutor indicates the free alternative where one exists.
A SEIUM own diploma upon passing the continuous assessment and the capstone project. It is in-house training, not an official Ministry qualification.
Yes. Modules passed in a course or postgraduate diploma in the same area are credited towards the advanced programme. Check the credit transfer policy when you enrol.
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