Course in Insurance for Urban Public Transport
Online 300-hour course in insurance for urban public transport. 6 modules covering Real Decreto 1575/1989 (Regulation on Compulsory Passenger Insurance), Real Decreto Legislativo 8/2004 (motor vehicle insurance) and Guidewire ClaimCenter. Assigned tutor and open enrolment.
Course in Insurance for Urban Public Transport — studying from Malta
Insurance is one of Malta's established financial sectors, with a regulatory framework that has attracted captive insurers, reinsurers and specialist underwriters. This creates demand for professionals who can model risk, analyse claims data and support actuarial functions. Engineers with statistical skills are valued in pricing, reserving and risk management. Employers include licensed insurers, brokers, consultancies and the regulator itself, where quantitative and technical expertise is increasingly important.
Fees for Malta: €546 (Euro), with instalments and employer sponsorship available.
Relevant bodies in Malta
Typical roles
Questions from Malta
Which professional bodies in Malta relate to insurance, risk and actuarial work, and does SEIUM's qualification fit?
SEIUM Institute's qualifications are private qualifications, not official Maltese state degrees, and they are not accredited by any national body. In Malta, insurance and financial services are supervised by the Malta Financial Services Authority, and professional actuarial qualifications are set by international bodies that Maltese firms commonly follow. Whether SEIUM's training is recognised is for employers or the relevant body to decide.
What roles in Malta might this training support in insurance or risk management?
Malta has a significant insurance, reinsurance and financial services sector, and firms there employ people in risk analysis, data and modelling roles. Whether a private engineering-focused qualification counts for a given role depends on the employer's requirements and the qualifications they already expect. Reviewing current job descriptions in Malta and asking employers directly will show how your training would be viewed.
How much time does this need each week, and what language level is required?
Master's programmes total 1,900 hours, postgraduate diplomas 800 hours and specialist courses 300 hours, delivered fully online. Spread over the programme length, this suits people working full-time if they set a steady weekly schedule. Teaching is in English, so you should be comfortable reading and writing technical English. Fees can be paid in instalments, and employer sponsorship is possible.
Take the controls.
Run a real engineering trade-off from this field. Move the sliders, watch the model react in real time and beat the challenge.
What you will be able to do
Characterise the risks of urban public passenger transport.
Apply compulsory passenger insurance and motor vehicle liability insurance.
Determine liability towards passengers and third parties.
Protect the fleet, facilities and continuity of service.
Manage claims with appropriate care for passengers.
Prepare public procurement of insurance and its underwriting.
Design an insurance programme for an urban transport operator.
Who it's for
- Insurance manager at a public transport company who wants to specialise in Insurance for Urban Public Transport.
- Risk manager at an urban operator who wants to specialise in Insurance for Urban Public Transport.
- Passenger claims handler who wants to specialise in Insurance for Urban Public Transport.
- Public procurement technician who wants to specialise in Insurance for Urban Public Transport.
- Corporate road safety manager who wants to specialise in Insurance for Urban Public Transport.
- Public sector insurance broker who wants to specialise in Insurance for Urban Public Transport.
- Graduates in engineering or science seeking to enter urban public transport.
What you'll work with
- Real Decreto 1575/1989 (Regulation on Compulsory Passenger Insurance)
- Real Decreto Legislativo 8/2004 (motor vehicle insurance)
- Regulation (EU) 181/2011 (rights of bus and coach passengers)
- Regulation (EC) 1370/2007 (public passenger transport services)
- Law 9/2017 on Public Sector Contracts
- ISO 39001 (road traffic safety management)
- UNE-EN 13816 (quality of public passenger transport services)
6 modules · 300 h
1.1Urban modes: bus, metro, tram and their differential risks1.2Exposure per passenger carried: boarding, alighting and standing travel1.3Emergency braking, interior falls and injuries without collision1.4Accident rates on bus lanes, interchanges and stops1.5Fleet risk: depots, workshops and refuelling1.6Electric and gas buses: particularities of risk1.7Assaults on staff, vandalism and on-board conflict1.8Operating data: passengers, kilometres travelled and service hours1.9Interpreting claims statistics for an urban network1.10Workshop: exposure map of a municipal network
2.1Enabling title: concession, service contract and direct management2.2Compulsory motor vehicle third-party liability insurance2.3Compulsory passenger insurance: current scope and limits2.4Liability for metro and tram: applicable regimes2.5Municipal regulations and conditions of service use2.6Patrimonial liability where the service is directly municipal2.7User information and complaints duties2.8Data protection for on-board and station video surveillance2.9Accessibility and liability towards persons with reduced mobility2.10Guided reading of an urban transport tender specification
3.1Structure of the operator's public liability policy3.2Passenger injuries: assessment of bodily injury and tariff tables3.3Falls without contact: evidence, cameras and driver reports3.4Pedestrian knockdowns and collisions with third parties3.5Damage to vehicles and street furniture3.6Employers' liability and accidents involving drivers and inspectors3.7Liability for acts of security staff and revenue inspectors3.8Damage at stops, shelters and stations3.9Limits, sub-limits and layered structure3.10Practice: schedule of cover for a bus network
4.1Fleet damage policy: comprehensive, extended third party and third party only4.2Valuation of buses and light rail rolling stock4.3Depot damage: fire, flooding and collapse4.4Fire risk in electric vehicles and overnight charging4.5Refuelling and charging facilities: cover and prevention4.6Machinery breakdown and workshop equipment damage4.7Loss of income and extraordinary costs of replacement service4.8Cyber risk in operations support and ticketing systems4.9Theft of takings and internal fraud4.10Comparative reading of two fleet policy wordings
5.1Driver protocol following an incident5.2Accident report, statement and internal deadlines5.3Evidence gathering: on-board video, telematics and witnesses5.4Managing minor and serious injury claims5.5Medical assessment and follow-up of sequelae5.6Claims for falls with no apparent injury: closure criteria5.7Detection of unfounded claims and fraud5.8Communication with the passenger and the city council5.9Settlement, mediation and litigation5.10Case study: bus fall with cervical injury
6.1Insurance requirements in urban transport tender specifications6.2Guarantees required of the concessionaire and annual certification6.3Underwriting: exposure, claims experience and driving quality6.4Rating per passenger, per vehicle and per kilometre6.5Programmes with retained deductible and self-insurance fund6.6Reinsurance and capacity for large networks6.7Prevention: safe driving training and stop design6.8Claims indicators and dashboard6.9Renewal: presenting the risk to the market6.10Final project: insurance programme for an urban operator
How you'll learn
Fully 100% online training on the SEIUM campus, with downloadable material, recorded classes and an assigned technical tutor. There are no fixed timetables: students progress at their own pace within the intake, making it possible to combine study with work.
Each module combines theory, guided reading of the original standard and applied exercises. The working software is Guidewire ClaimCenter, Power BI, advanced Excel, QGIS, in free, academic or evaluation versions. Tests are studied using real procedures for claims analysis across an urban bus network, and preparation of insurance tender specifications for a public procurement process. Assessment is continuous by module, plus the final integrating project.
Build it end to end
Your final project follows the real engineering workflow, step by step, reviewed by your tutor.
Characterise the risks of urban public passenger transport.
Apply compulsory passenger insurance and motor vehicle liability insurance.
Determine liability towards passengers and third parties.
Protect the fleet, facilities and continuity of service.
Manage claims with appropriate care for passengers.
Where this takes you
Requirements
- No prior degree is required.
- Internet connection and a computer capable of running the programme's software.
- Sufficient Spanish to follow technical regulatory reading.
Ready to start?
Send your application today. Our admissions team replies within 72 hours with your study plan and funding options.
Frequently asked questions
The programme comprises 300 total hours spread over 3 to 5 months. That is between 10 and 15 hours per week on average, compatible with a full-time job.
You work with Guidewire ClaimCenter, Power BI, advanced Excel and QGIS. Free, academic or evaluation versions are used, and the tutor indicates the open-source alternative where one exists.
A SEIUM own diploma upon passing the continuous assessment and the integrating project. This is in-house training, not an official qualification from the Ministry.
Yes. Modules passed in a course or postgraduate diploma in the same area are credited towards the advanced programme. Check the credit transfer policy when you enrol.
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