Diploma in Construction and Erection Insurance (CAR/EAR)
Online postgraduate diploma of 800 hours in construction and erection insurance (CAR/EAR). 8 modules covering engineering insurance and FIDIC obligations, CAR and EAR policies, LEG defects clauses, technical risk assessment, underwriting and rating, liability and guarantees and claims management, with an assigned technical tutor.
Take the controls.
Run a real engineering trade-off from this field. Move the sliders, watch the model react in real time and beat the challenge.
What you will be able to do
Differentiate between construction and erection policies.
Interpret exclusions and defects clauses.
Carry out a technical risk assessment of a construction project.
Underwrite and rate engineering risks.
Manage third-party liability and construction guarantees.
Handle and adjust construction and erection claims.
Design an insurance programme for a real project.
Who it's for
- Engineering insurance underwriters handling CAR and EAR risks.
- Construction risk engineers carrying out site surveys.
- Construction loss adjusters.
- Construction insurance brokers designing programmes for clients.
- Risk managers at contractors.
- Project finance insurance advisers.
- Engineering or science graduates seeking to enter the insurance sector.
What you'll work with
- FIDIC contracts – Red Book and Yellow Book (international construction and plant/design-build conditions)
- LEG clauses (London Engineering Group defects exclusions)
- Directive 2009/138/EC – Solvency II (insurance capital and supervision)
- Oracle Primavera P6
- Palisade @RISK
- Guidewire PolicyCenter
- Microsoft Power BI
8 modules
1.1Origins of construction and erection insurance1.2Differences between CAR and EAR1.3Parties to the construction contract1.4FIDIC contracts and insurance obligations1.5Insurable interest of the parties1.6Duration and phases of cover1.7Sum insured and contract value1.8The engineering insurance market1.9Intermediation and brokers1.10Workshop: reading the insurance clauses of a FIDIC contract
2.1Material damage section2.2Third-party liability section2.3General and specific exclusions2.4LEG 1, 2 and 3 defects clauses2.5Existing property clauses2.6Maintenance clauses2.7Natural perils2.8Debris removal and extraordinary costs2.9Deductibles by type of loss2.10Case study: cover for a high-rise building
3.1Erection of machinery and industrial plants3.2Cold and hot testing3.3Commissioning period3.4Used and second-hand property3.5Erection and design errors3.6Manufacturer's liability3.7Equipment transport and erection3.8Advance loss of profits (delay in start-up)3.9Process risks3.10Practical exercise: cover for a cogeneration plant
4.1Underwriting information4.2Geotechnical and foundation risks4.3Excavations and underground works4.4Cranes and temporary works equipment4.5Fire risk on site4.6Flooding and drainage4.7Hot work and welding risks4.8Risk engineering surveys4.9Recommendations and improvements4.10Case study: survey of a tunnelling project
5.1Rates by type of works5.2Estimated maximum loss5.3Deductibles and sub-limits5.4Co-insurance and capacity5.5Facultative reinsurance and treaties5.6Annual and project-specific policies5.7Owner-controlled insurance programmes5.8Solvency II and capital5.9Portfolio profitability5.10Practical exercise: rating a bridge
6.1Tortious liability on site6.2Damage to adjoining properties6.3Cross liability6.4Ten-year (decennial) latent defects insurance6.5Three-year and one-year warranties6.6Bonds and surety insurance6.7Professional indemnity of designers6.8Health and safety coordination6.9Environmental liability6.10Case study: damage to an adjoining building
7.1Notification and urgent measures7.2Site loss adjusting7.3Determination of cause7.4Quantification of repairs7.5Expediting expenses and overtime7.6Disputes over defects and LEG7.7Recoveries from liable parties7.8Major historical losses7.9Lessons for underwriting7.10Workshop: settlement of a site flooding claim
8.1Selection of the works8.2Analysis of the contract and obligations8.3Risk assessment8.4Design of covers8.5Deductibles and limits8.6Estimate of maximum loss8.7Claims management plan8.8Conclusions8.9Report and presentation8.10Final project: final review with the tutor
How you'll learn
100% online training on the SEIUM campus, with downloadable material, recorded classes and an assigned technical tutor. There are no fixed timetables: you progress at your own pace within each intake, so the programme is compatible with full-time work.
Each module combines theory, guided reading of the original wordings and applied exercises. The working software is Oracle Primavera P6, Palisade @RISK, Guidewire PolicyCenter and Microsoft Power BI, in free, academic or evaluation versions. Practical work is based on real procedures for underwriting civil engineering and building policies, risk surveys of underground works and claims settlement in industrial erection. Assessment is continuous by module, plus the final project.
Standards covered: FIDIC contracts (Red Book and Yellow Book), London Engineering Group (LEG) clauses, Directive 2009/138/EC (Solvency II).
Build it end to end
Your final project follows the real engineering workflow, step by step, reviewed by your tutor.
Where this takes you
Requirements
- Prior technical training or professional experience in the sector. No university degree is required.
- Internet connection and a computer capable of running the programme software.
- English sufficient to read technical standards.
Ready to start?
Send your application today. Our admissions team replies within 72 hours with your study plan and funding options.
Frequently asked questions
The programme totals 800 hours over 6–8 months. You set your own pace within each intake, and your tutor helps you plan the workload around your job.
You work with Oracle Primavera P6, Palisade @RISK, Guidewire PolicyCenter and Microsoft Power BI, using free, academic or evaluation versions. Your tutor indicates the free alternative wherever one exists.
A SEIUM Institute diploma, awarded on passing the continuous assessment and the final project. It is SEIUM's own qualification, not an official state degree; its recognition depends on the programme completed and the regulations of each country.
Yes. Modules passed are recognised in a higher programme in the same area (postgraduate diploma or master's). Ask about the recognition policy when you enrol.
Prior technical training or professional experience in the sector (no university degree required), a computer able to run the software and English sufficient to read technical standards.
Start dates are set by SEIUM's faculty for each intake. Our admissions team will confirm the next available date when you apply.
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