CourseInsurance, Risk & Actuarial Data Applications open

Course in Motor Insurance Loss Assessment

Online 300-hour course in motor insurance loss assessment. 6 modules covering Royal Legislative Decree 8/2004 (civil liability and motor vehicle insurance), Law 35/2015 (traffic valuation table) and Audatex. Assigned tutor and open enrolment.

Duration300 h
ModeOnline
Start datesSet by the faculty
AwardSEIUM Institute certificate

Course in Motor Insurance Loss Assessment — studying from Canada

Canada has a major insurance and financial services sector, with headquarters and operations concentrated in Toronto and Montréal. Insurers and reinsurers rely on actuarial science, risk modelling and data analytics for pricing, reserving and capital management. Federal and provincial regulators oversee solvency, conduct and consumer protection. Engineers and data specialists with risk and modelling skills find roles at insurers, brokers, consultancies and regulatory bodies.

Fees for Canada: C$852 (Canadian dollar), with instalments and employer sponsorship available.

Relevant bodies in Canada

  • Office of the Superintendent of Financial Institutions (OSFI)
  • Canadian Institute of Actuaries (CIA)
  • Financial Services Regulatory Authority of Ontario (FSRA)
  • Insurance Bureau of Canada (IBC)

Typical roles

  • Actuarial Analyst
  • Risk Analyst
  • Data Scientist – Insurance
  • Reserving Analyst

Questions from Canada

Is this programme recognised by professional bodies in Canada for insurance and actuarial data work?

SEIUM's qualifications are private, not official state degrees, and are not accredited by a national body in Canada. Actuarial credentials in Canada are governed by the Canadian Institute of Actuaries, and actuarial practice is regulated under provincial and federal rules. A private engineering qualification does not confer these credentials, so confirm recognition with employers or the relevant body yourself.

How might this qualification be used by employers in Canada in insurance or risk roles?

Insurers, banks and risk teams in Canada may value engineering-based data analysis and risk modelling skills, but how they regard a private qualification is their decision. Hiring in these sectors often depends on experience, professional exams and specific credentials. Your final project can serve as evidence of applied skills, though it does not guarantee any role or salary outcome.

What are the practical demands of studying this online from Canada?

Study is fully online and in English, and no student visa is required if you study from home. Programme lengths range from 300 to 1,900 hours, so consider how many hours a week you can commit alongside work. You are assigned a technical tutor for support. Fees can be paid in instalments, and some students receive employer sponsorship, which is possible but not guaranteed.

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Learning outcomes

What you will be able to do

01

Describe the legal and contractual framework of motor vehicle assessment.

02

Inspect a damaged vehicle and identify the damage associated with the accident.

03

Value repairs using professional valuation systems.

04

Determine the total loss and market value of the vehicle.

05

Detect indicators of fraud and preserve evidence.

06

Write assessment reports and manage disagreements with the policyholder.

07

Resolve a complete motor vehicle assessment file.

Profile

Who it's for

  • Motor insurance loss adjuster who wants to specialise in Motor Insurance Loss Assessment.
  • Motor claims handler who wants to specialise in Motor Insurance Loss Assessment.
  • Insurance fraud analyst who wants to specialise in Motor Insurance Loss Assessment.
  • Repair network manager who wants to specialise in Motor Insurance Loss Assessment.
  • Accident reconstruction expert who wants to specialise in Motor Insurance Loss Assessment.
  • Assessment office supervisor who wants to specialise in Motor Insurance Loss Assessment.
  • Engineering or science graduates seeking to enter motor insurance.
Standards & tools

What you'll work with

  • Royal Legislative Decree 8/2004 (civil liability and motor vehicle insurance)
  • Law 35/2015 (traffic valuation table)
  • Law 50/1980 (Insurance Contract, art. 38)
  • Royal Decree 1457/1986 (vehicle repair workshops)
  • CIDE-ASCIDE Agreement (direct compensation)
  • Regulation (EU) 2018/858 (vehicle type-approval)
Syllabus

6 modules · 300 h

  1. 1.1The role of the motor loss assessor
  2. 1.2Commission from the insurer and the policyholder
  3. 1.3Compulsory and voluntary insurance
  4. 1.4Agreements between entities and their effect
  5. 1.5Vehicle and claim documentation
  6. 1.6Legal deadlines for processing
  7. 1.7Liability and professional ethics of the assessor
  8. 1.8Sector vocabulary and acronyms
  9. 1.9Relationship with the workshop and the policyholder
  10. 1.10Exercise: classifying a claim and its cover
  1. 2.1Vehicle inspection and method
  2. 2.2Vehicle identification and verification
  3. 2.3Damage consistent and inconsistent with the account
  4. 2.4Basic reconstruction of the dynamics
  5. 2.5Structural and safety damage
  6. 2.6Driver assistance systems and their recalibration
  7. 2.7Electric vehicles: battery and high voltage
  8. 2.8Hidden damage and budget extension
  9. 2.9Photographic documentation of damage
  10. 2.10Practice: inspection and diagnosis of a case
  1. 3.1Valuation systems and tables
  2. 3.2Working times and labour
  3. 3.3Original, equivalent and reused parts
  4. 3.4Paint and materials
  5. 3.5Market value, new value and diminution in value
  6. 3.6Total loss criteria
  7. 3.7Depreciation and pre-existing damage
  8. 3.8Negotiating the estimate with the workshop
  9. 3.9Final invoice control
  10. 3.10Practice: preparing a complete estimate
  1. 4.1Warning indicators in the file
  2. 4.2Inconsistencies between damage and account
  3. 4.3Previous claims and their trace
  4. 4.4Tampering with the scene and photographs
  5. 4.5Documentary verification
  6. 4.6Interview and taking statements
  7. 4.7Collaboration with the fraud unit
  8. 4.8Fair treatment of the policyholder during verification
  9. 4.9Evidential value of the report
  10. 4.10Practice: analysis of a suspicious file
  1. 5.1Structure of the assessment report
  2. 5.2Reasoning for the decision and its clarity
  3. 5.3Communicating a refusal of cover
  4. 5.4Expert appraisal and procedure
  5. 5.5Claims and litigation
  6. 5.6The assessor as expert witness
  7. 5.7Quality indicators for assessment
  8. 5.8Policyholder satisfaction and its measurement
  9. 5.9Continuing training and technical updating
  10. 5.10Practice: writing an assessment report
  1. 6.1Choosing the motor claim
  2. 6.2Contractual and cover framework
  3. 6.3Documented inspection and diagnosis
  4. 6.4Justified estimate and valuation
  5. 6.5Consistency and fraud analysis
  6. 6.6Complete assessment report
  7. 6.7Strategy for a disagreement
  8. 6.8Quality indicators applied
  9. 6.9Methodology report
  10. 6.10Defence of the work
Methodology, software & labs

How you'll learn

100 % online training on the SEIUM campus, with downloadable material, recorded classes and an assigned technical tutor. No fixed timetables: the student progresses at their own pace within the intake, which makes it possible to combine with work.

Each module combines theory, guided reading of the original standard and applied exercises. The working software is Audatex, GT Motive, PC-Crash, advanced Excel, in free, academic or evaluation versions. The case studies are based on real workshop vehicle assessment procedures, damage valuation through photo-assessment and detection of fraud indicators. Assessment is continuous per module plus the final integrative project.

Accreditable laboratories(EN ISO/IEC 17025) with rotor bench, EMC/Lightning pre-compliance, HIL/SIL, vibration/acoustics.
Evidence-focused Master's Thesis:safety case, test plan, compliance dossier and operational limits.
Industry-mentored:lecturers with a track record in training, , eVTOL/UAM and flight test.
Flexible format(hybrid/online), international cohorts and support from SEIUM Career Services.
Ethics and safety:safety-by-design approach, ciber-OT, DIH and compliance as pillars.
Capstone project

Build it end to end

Your final project follows the real engineering workflow, step by step, reviewed by your tutor.

Choosing the motor claim

Describe the legal and contractual framework of motor vehicle assessment.

Contractual and cover framework

Inspect a damaged vehicle and identify the damage associated with the accident.

Documented inspection and diagnosis

Value repairs using professional valuation systems.

Justified estimate and valuation

Determine the total loss and market value of the vehicle.

Consistency and fraud analysis

Detect indicators of fraud and preserve evidence.

Career opportunities

Where this takes you

Motor insurance loss adjusterMotor claims handlerInsurance fraud analystRepair network managerAccident reconstruction expertAssessment office supervisor
Admissions & scholarships

Requirements

  • No prior degree required.
  • Internet connection and a computer capable of running the programme's software.
  • Sufficient Spanish to follow technical regulatory reading.

Ready to start?

Send your application today. Our admissions team replies within 72 hours with your study plan and funding options.

FAQ

Frequently asked questions

The programme totals 300 hours spread over 3 to 5 months. That is an average of 10 to 15 hours per week, compatible with full-time work.

The course works with Audatex, GT Motive, PC-Crash, advanced Excel. Free, academic or evaluation versions are used, and the tutor indicates the free alternative where one exists.

An SEIUM own diploma upon passing the continuous assessment and the integrative project. It is in-house training, not an official Ministry qualification.

Yes. Modules passed in a course or postgraduate diploma in the same area are credited towards the advanced programme. Check the credit transfer policy when you enrol.

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