Course in Claims Frequency Prediction for Micromobility Insurance
300-hour online course in claims frequency prediction for micromobility insurance. 6 modules covering Royal Decree 970/2020 (personal mobility vehicles), EN 17128 (lightweight personal electric vehicles) and Python (scikit-learn, XGBoost). Assigned tutor and open enrolment.
Course in Claims Frequency Prediction for Micromobility Insurance — studying from Canada
Canada has a major insurance and financial services sector, with headquarters and operations concentrated in Toronto and Montréal. Insurers and reinsurers rely on actuarial science, risk modelling and data analytics for pricing, reserving and capital management. Federal and provincial regulators oversee solvency, conduct and consumer protection. Engineers and data specialists with risk and modelling skills find roles at insurers, brokers, consultancies and regulatory bodies.
Fees for Canada: C$1,160 (Canadian dollar), with instalments and employer sponsorship available.
Relevant bodies in Canada
Typical roles
Questions from Canada
Is this programme recognised by professional bodies in Canada for insurance and actuarial data work?
SEIUM's qualifications are private, not official state degrees, and are not accredited by a national body in Canada. Actuarial credentials in Canada are governed by the Canadian Institute of Actuaries, and actuarial practice is regulated under provincial and federal rules. A private engineering qualification does not confer these credentials, so confirm recognition with employers or the relevant body yourself.
How might this qualification be used by employers in Canada in insurance or risk roles?
Insurers, banks and risk teams in Canada may value engineering-based data analysis and risk modelling skills, but how they regard a private qualification is their decision. Hiring in these sectors often depends on experience, professional exams and specific credentials. Your final project can serve as evidence of applied skills, though it does not guarantee any role or salary outcome.
What are the practical demands of studying this online from Canada?
Study is fully online and in English, and no student visa is required if you study from home. Programme lengths range from 300 to 1,900 hours, so consider how many hours a week you can commit alongside work. You are assigned a technical tutor for support. Fees can be paid in instalments, and some students receive employer sponsorship, which is possible but not guaranteed.
Take the controls.
Run a real engineering trade-off from this field. Move the sliders, watch the model react in real time and beat the challenge.
What you will be able to do
Prepare claims data for e-scooters and e-bikes.
Fit base frequency and severity models.
Apply machine learning models with overfitting control.
Incorporate driving telematics variables into the model.
Translate predictions into pricing and prevention measures.
Govern the model in line with artificial intelligence regulation.
Develop a predictive claims model for micromobility.
Who it's for
- Data scientist in insurance who wants to specialise in claims frequency prediction in micromobility insurance.
- Pricing actuary who wants to specialise in claims frequency prediction in micromobility insurance.
- Micromobility analyst who wants to specialise in claims frequency prediction in micromobility insurance.
- Machine learning engineer who wants to specialise in claims frequency prediction in micromobility insurance.
- Model validator who wants to specialise in claims frequency prediction in micromobility insurance.
- Loss prevention manager who wants to specialise in claims frequency prediction in micromobility insurance.
- Engineering or science graduates looking to enter micromobility.
What you'll work with
- Royal Decree 970/2020 (personal mobility vehicles)
- EN 17128 (lightweight personal electric vehicles)
- Regulation (EU) 2024/1689 (AI Act)
- ISO/IEC 23894 (AI risk management)
- ASOP No. 23 (data quality)
- Regulation (EU) 2016/679 (GDPR)
6 modules · 300 h
1.1Shared fleets and private vehicles: two different populations1.2Exposure units: trips, minutes, kilometres and vehicle-days1.3Data sources: operator, app, workshop, emergency department and police reports1.4Under-reporting of minor claims and its effect on the model1.5Vehicle variables: power, weight, wheels and brakes1.6Environment variables: cycle lane, pavement, carriageway and surface1.7User variables: experience, declared age and night-time use1.8Seasonality, weather and time of day1.9Data quality: gaps, duplicates and imprecise geolocation1.10Workshop: building a claims database
2.1Separating frequency and severity, and why it works2.2Poisson distribution and real overdispersion2.3Negative binomial and models with excess zeros2.4Severity: lognormal, gamma and heavy tails2.5Generalised linear models applied to micromobility2.6Choice of link function and exposure offset2.7Treatment of categorical variables and grouping of levels2.8Relevant interactions: environment by user experience2.9Validation: deviance, residuals and temporal stability2.10Practice: frequency GLM on fleet data
3.1Trees, forests and gradient boosting in pricing3.2Comparison with the GLM: real gain versus complexity3.3Overfitting and blocked time-series cross-validation3.4Variable importance and partial dependence3.5Interpretable models and local explanation of predictions3.6Proxy variables for protected attributes: detection and removal3.7Probability calibration and reliability curves3.8Useful metrics: Gini, lift and calibration error3.9Deployment: monitoring model drift3.10Practice: comparing GLM and boosting on the same dataset
4.1Vehicle signals: speed, acceleration, turning and braking4.2Fall and impact detection from accelerometer data4.3Pavement versus cycle lane use via geolocation4.4Building driving indices from raw signal4.5Temporal aggregation and loss of information4.6Sensor noise and false positives4.7Combining telematics with classic variables4.8Real marginal contribution of telematics to the model4.9Legal and ethical limits on the use of these signals4.10Practice: risk index per trip
5.1Pure premium, loadings and commercial premium5.2Pricing by zone, by vehicle and by use5.3Reserving models: outstanding claims and IBNR in young portfolios5.4Scenario simulation and premium adequacy5.5Adverse selection and anti-selection in open fleets5.6Using the model to redesign the fleet and parking zones5.7Prevention interventions and measurement of their effect5.8Communicating results to the operator and the regulator5.9Portfolio monitoring and periodic recalibration5.10Practice: zone tariff based on the model
6.1Model documentation and traceability of decisions6.2Independent validation and peer review6.3Explainability requirements for the supervisor6.4Fairness testing and impact analysis by group6.5Version control and reproducibility of calculations6.6Synthetic data and privacy in development environments6.7Retraining: when and according to what criteria6.8Model risk and contingency plan6.9Presenting results to a non-technical committee6.10Final project: claims model for an urban fleet
How you'll learn
100% online training on the SEIUM campus, with downloadable material, recorded lessons and an assigned technical tutor. There are no fixed timetables: students progress at their own pace within the intake, which makes it possible to combine study with work.
Each module combines theory, guided reading of the original standard and applied exercises. The working software is Python (scikit-learn, XGBoost), R (glm), SHAP, MLflow, in free, academic or evaluation versions. The case studies are based on real frequency modelling procedures using trip data, out-of-sample validation and model fairness analysis. Assessment is continuous, module by module, plus the final integrating project.
Build it end to end
Your final project follows the real engineering workflow, step by step, reviewed by your tutor.
Prepare claims data for e-scooters and e-bikes.
Fit base frequency and severity models.
Apply machine learning models with overfitting control.
Incorporate driving telematics variables into the model.
Translate predictions into pricing and prevention measures.
Where this takes you
Requirements
- No prior qualification required.
- Internet connection and a computer capable of running the programme's software.
- Sufficient Spanish to follow technical regulatory texts.
Ready to start?
Send your application today. Our admissions team replies within 72 hours with your study plan and funding options.
Frequently asked questions
The programme consists of 300 hours in total, spread over 3 to 5 months. That is an average of 10 to 15 hours per week, compatible with a full-time job.
The programme uses Python (scikit-learn, XGBoost), R (glm), SHAP and MLflow. Free, academic or evaluation versions are used, and the tutor indicates the open-source alternative where one exists.
A SEIUM in-house diploma upon passing the continuous assessment and the integrating project. It is in-house training, not an official qualification from the Ministry.
Yes. Modules passed in a course or postgraduate diploma in the same area are recognised in the advanced programme. Check the credit recognition policy when you enrol.
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