Course on Mobility Platforms as Embedded Insurance
Online course of 300 h on mobility platforms as embedded insurance. 6 modules covering Directive (EU) 2016/97 (IDD, ancillary intermediaries), Real Decreto-ley 3/2020 (insurance distribution) and Stripe (payments). Dedicated tutor and open enrolment.
Course on Mobility Platforms as Embedded Insurance — studying from Australia
Australia has a mature insurance and superannuation sector, with major insurers, reinsurers and financial institutions relying heavily on actuarial analysis and risk modelling. Engineers and data specialists contribute to catastrophe modelling, telematics-based pricing and claims analytics, particularly given the country's exposure to bushfire, flood and cyclone risk. The regulatory environment is shaped by prudential oversight and consumer protection frameworks. Employers include general and life insurers, consultancies, reinsurance firms and government risk agencies.
Fees for Australia: A$868 (AUD), with instalments and employer sponsorship available.
Relevant bodies in Australia
Typical roles
Questions from Australia
Does this programme lead to recognition by the Actuaries Institute or another Australian professional body?
SEIUM qualifications are private and are not accredited by the Actuaries Institute, Engineers Australia or any national body. The Actuaries Institute sets its own examination and membership requirements, which a private qualification does not replace. Recognition for any role is decided by the employer or the relevant body, so confirm their requirements before enrolling.
Which Australian insurers and risk employers might consider this training?
Insurers, reinsurers, banks, consultancies and risk management teams in Australia employ people with data and risk skills. Whether they consider a private engineering qualification relevant depends on the role and their own hiring policy. Your demonstrated skills, portfolio and final project are often what matter most to them.
Is the course manageable while working, and can my employer fund it?
Yes, the programmes are delivered entirely online in English, with an assigned technical tutor, so you can fit study around work from Australia. Fees can be paid in instalments, and employer sponsorship is possible. Check the total hours for your chosen programme and agree a realistic weekly schedule before you start.
Take the controls.
Run a real engineering trade-off from this field. Move the sliders, watch the model react in real time and beat the challenge.
What you will be able to do
Explain the embedded insurance model in mobility platforms.
Design usage-based cover products tailored to each mobility service.
Define an integrated and transparent purchase experience.
Plan the technical integration between platform and insurer.
Apply the IDD obligations to ancillary intermediaries.
Structure the economics of the agreement and the sharing of commissions.
Present an embedded insurance project for a mobility operator.
Who it's for
- Embedded insurance manager who wants to specialise in Mobility Platforms as Embedded Insurance.
- Mobility product manager who wants to specialise in Mobility Platforms as Embedded Insurance.
- Partnerships manager working with platforms who wants to specialise in Mobility Platforms as Embedded Insurance.
- Insurance distribution analyst who wants to specialise in Mobility Platforms as Embedded Insurance.
- Distribution compliance manager who wants to specialise in Mobility Platforms as Embedded Insurance.
- Customer experience consultant who wants to specialise in Mobility Platforms as Embedded Insurance.
- Graduates in engineering or science who want to enter shared mobility.
What you'll work with
- Directive (EU) 2016/97 (IDD, ancillary intermediaries)
- Real Decreto-ley 3/2020 (insurance distribution)
- Real Decreto Legislativo 8/2004 (civil liability and motor vehicle insurance)
- Delegated Regulation (EU) 2017/2358 (product governance, POG)
- Ley 50/1980 (Insurance Contract)
- Regulation (EU) 2016/679 (GDPR)
6 modules · 300 h
1.1What embedded insurance is1.2Difference from traditional cross-selling1.3Moments to offer cover within the service1.4Suitable types of cover1.5Benefit for the platform and for the user1.6Role of the insurer and the technology provider1.7Cases: rental, sharing and subscription1.8Vocabulary and acronyms in the field1.9Limits of purchasing without advice1.10Exercise: identify the optimal moment to make an offer
2.1Simplifying the product for the channel2.2Default option versus active choice2.3Visible price and its presentation2.4Pre-contractual information in a few steps2.5Real understanding of the cover2.6Managing expectations about claims2.7Cancellation and right of withdrawal2.8User testing of the journey2.9Accessibility of the process2.10Practice: design an embedded purchase journey
3.1Interfaces between platform and insurer3.2Real-time quotation3.3Issuance, documentation and delivery3.4Managing amendments and cancellations3.5Reconciliation of premiums and payments3.6Managing claims from the platform3.7Service level agreements3.8Monitoring and incident resolution3.9Security and data protection in the integration3.10Practice: integration specification
4.1The platform's status as a distributor4.2Registration and training requirements4.3Duty to inform and advise4.4Consumer protection regulations4.5Transparency of remuneration4.6Data protection and consent4.7Liability to the customer4.8Supervision and control of the network4.9Risk of distribution without authorisation4.10Practice: regulatory fit analysis
5.1Revenue model and sharing5.2Acquisition cost and its efficiency5.3Expected claims ratio of the channel5.4Fraud and control in mass enrolment5.5Conversion and penetration indicators5.6User satisfaction and complaints5.7Governance of the partnership agreement5.8Product evolution and testing5.9Scaling to new markets5.10Practice: economic model of the agreement
6.1Choice of platform and service6.2Embedded product design6.3Purchase journey design6.4Technical integration specification6.5Regulatory and liability analysis6.6Economic and sharing model6.7Testing and launch plan6.8Indicators and governance6.9Project report6.10Project defence
How you'll learn
Training is 100% online on the SEIUM campus, with downloadable material, recorded classes and a dedicated technical tutor. There are no fixed timetables: students progress at their own pace within the intake, which makes it possible to combine study with work.
Each module combines theory, guided reading of the original standard and applied exercises. The working software is Stripe (payments), REST API with Postman, Salesforce, Mixpanel, in free, academic or evaluation versions. Tests are studied using real procedures for designing integrated purchase journeys, A/B tests of embedded offers, and review of distribution agreements. Assessment is continuous by module, plus the final integrating project.
Build it end to end
Your final project follows the real engineering workflow, step by step, reviewed by your tutor.
Explain the embedded insurance model in mobility platforms.
Design usage-based cover products tailored to each mobility service.
Define an integrated and transparent purchase experience.
Plan the technical integration between platform and insurer.
Apply the IDD obligations to ancillary intermediaries.
Where this takes you
Requirements
- No prior degree is required.
- Internet connection and a computer capable of running the programme's software.
- Sufficient Spanish to follow technical regulatory texts.
Ready to start?
Send your application today. Our admissions team replies within 72 hours with your study plan and funding options.
Frequently asked questions
The programme comprises 300 hours in total, spread over 3 to 5 months. That is an average of 10 to 15 hours a week, compatible with a full-time job.
You work with Stripe (payments), REST API with Postman, Salesforce and Mixpanel. Free, academic or evaluation versions are used, and the tutor indicates the free alternative where one exists.
A SEIUM Institute diploma of its own upon passing the continuous assessment and the integrating project. It is in-house training, not an official qualification from the Ministry.
Yes. Modules passed in a course or postgraduate diploma in the same area are recognised towards the higher programme. Check the recognition policy when you enrol.
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